a:5:{s:8:"template";s:12259:"<!DOCTYPE html>
<html lang="en">
<head>
<meta charset="utf-8"/>
<title>{{ keyword }}</title>
<meta content="width=device-width, initial-scale=1.0" name="viewport"/>
<link href="//fonts.googleapis.com/css?family=Lato:300,300italic,400,400italic,700,900%7CYeseva+One:400%7CGentium+Book+Basic:700,700italic&amp;subset=latin,latin,latin" rel="stylesheet" type="text/css"/> 
<style rel="stylesheet" type="text/css">@charset "UTF-8";.has-drop-cap:not(:focus):first-letter{float:left;font-size:8.4em;line-height:.68;font-weight:100;margin:.05em .1em 0 0;text-transform:uppercase;font-style:normal}.wc-block-product-categories__button:not(:disabled):not([aria-disabled=true]):hover{background-color:#fff;color:#191e23;box-shadow:inset 0 0 0 1px #e2e4e7,inset 0 0 0 2px #fff,0 1px 1px rgba(25,30,35,.2)}.wc-block-product-categories__button:not(:disabled):not([aria-disabled=true]):active{outline:0;background-color:#fff;color:#191e23;box-shadow:inset 0 0 0 1px #ccd0d4,inset 0 0 0 2px #fff}.wc-block-product-search .wc-block-product-search__button:not(:disabled):not([aria-disabled=true]):hover{background-color:#fff;color:#191e23;box-shadow:inset 0 0 0 1px #e2e4e7,inset 0 0 0 2px #fff,0 1px 1px rgba(25,30,35,.2)}.wc-block-product-search .wc-block-product-search__button:not(:disabled):not([aria-disabled=true]):active{outline:0;background-color:#fff;color:#191e23;box-shadow:inset 0 0 0 1px #ccd0d4,inset 0 0 0 2px #fff}/ /*! normalize.css v3.0.3 | MIT License | github.com/necolas/normalize.css */html{font-family:sans-serif;-ms-text-size-adjust:100%;-webkit-text-size-adjust:100%}body{margin:0}footer,nav,section{display:block}a{background-color:transparent}a:active,a:hover{outline:0}/*! Source: https://github.com/h5bp/html5-boilerplate/blob/master/src/css/main.css */@media print{*,:after,:before{background:0 0!important;color:#000!important;box-shadow:none!important;text-shadow:none!important}a,a:visited{text-decoration:underline}a[href]:after{content:" (" attr(href) ")"}a[href^="#"]:after{content:""}h3,p{orphans:3;widows:3}h3{page-break-after:avoid}.navbar{display:none}} html{font-size:10px;-webkit-tap-highlight-color:transparent}body{font-family:"Helvetica Neue",Helvetica,Arial,sans-serif;font-size:14px;line-height:1.7142857143;color:#4c4c4c;background-color:#fff}a{color:#337ab7;text-decoration:none}a:focus,a:hover{color:#23527c;text-decoration:underline}a:focus{outline:thin dotted;outline:5px auto -webkit-focus-ring-color;outline-offset:-2px}h3{font-family:inherit;font-weight:500;line-height:1.1;color:inherit}h3{margin-top:23px;margin-bottom:11.5px}h3{font-size:24px}p{margin:0 0 11.5px}ul{margin-top:0;margin-bottom:11.5px}.container{margin-right:auto;margin-left:auto;padding-left:15px;padding-right:15px}.container:after,.container:before{content:" ";display:table}.container:after{clear:both}@media (min-width:768px){.container{width:750px}}@media (min-width:992px){.container{width:970px}}@media (min-width:1200px){.container{width:1170px}}.row{margin-left:-15px;margin-right:-15px}.row:after,.row:before{content:" ";display:table}.row:after{clear:both}.col-sm-12{position:relative;min-height:1px;padding-left:15px;padding-right:15px}@media (min-width:768px){.col-sm-12{float:left}.col-sm-12{width:100%}}.collapse{display:none}.nav:after,.nav:before{content:" ";display:table}.nav:after{clear:both}.nav{margin-bottom:0;padding-left:0;list-style:none}.nav>li,.nav>li>a{position:relative;display:block}.nav>li>a{padding:10px 15px}.nav>li>a:focus,.nav>li>a:hover{text-decoration:none;background-color:#e9e9e9}.navbar{position:relative;min-height:50px;margin-bottom:23px;border:1px solid transparent}.navbar:after,.navbar:before{content:" ";display:table}.navbar:after{clear:both}@media (min-width:992px){.navbar{border-radius:4px}}.navbar-header:after,.navbar-header:before{content:" ";display:table}.navbar-header:after{clear:both}@media (min-width:992px){.navbar-header{float:left}}.navbar-collapse{overflow-x:visible;padding-right:15px;padding-left:15px;border-top:1px solid transparent;box-shadow:inset 0 1px 0 rgba(255,255,255,.1);-webkit-overflow-scrolling:touch}.navbar-collapse:after,.navbar-collapse:before{content:" ";display:table}.navbar-collapse:after{clear:both}@media (min-width:992px){.navbar-collapse{width:auto;border-top:0;box-shadow:none}.navbar-collapse.collapse{display:block!important;height:auto!important;padding-bottom:0;overflow:visible!important}.navbar-static-top .navbar-collapse{padding-left:0;padding-right:0}}.container>.navbar-header{margin-right:-15px;margin-left:-15px}@media (min-width:992px){.container>.navbar-header{margin-right:0;margin-left:0}}.navbar-static-top{z-index:1000;border-width:0 0 1px}@media (min-width:992px){.navbar-static-top{border-radius:0}}.navbar-nav{margin:6.75px -15px}.navbar-nav>li>a{padding-top:10px;padding-bottom:10px;line-height:23px}@media (min-width:992px){.navbar-nav{float:left;margin:0}.navbar-nav>li{float:left}.navbar-nav>li>a{padding-top:13.5px;padding-bottom:13.5px}}@media (min-width:992px){.navbar-right{float:right!important;margin-right:-15px}}@-ms-viewport{width:device-width} body{-webkit-font-smoothing:antialiased}h3{font-weight:700;line-height:1.5em}h3{font-size:18px}a{transition:color .2s}a,a:hover{text-decoration:none}a:active,a:focus{outline:0;text-decoration:none}.text-none{text-transform:none!important}@media (max-width:767px){h3{font-size:18px}}@media (max-width:320px){body{font-size:14px}h3{font-size:16px}}.menu .nav>li>a:focus{outline:0}#content{overflow:hidden;width:100%;transition:opacity .2s}.container{position:relative;z-index:3}.section{position:relative;overflow:hidden}@media (max-width:767px){.container>.navbar-header{margin-right:0;margin-left:0}}.menu .navbar-nav{margin-left:0;margin-right:0}.menu,.menu .nav>li>a{-webkit-transform:translate3d(0,0,0);transform:translate3d(0,0,0)}.menu{margin-bottom:0;width:100%;top:0;left:0;border:0;-webkit-backface-visibility:hidden;transition:background-color .3s,min-height .3s,box-shadow .3s}.menu .container,.menu .nav>li>a{position:relative}.menu .nav>li>a{text-shadow:none;font-style:normal;transition:all .3s;padding-left:20px;padding-right:20px}.menu .nav>li>a:before{content:"";display:block;position:absolute;top:0;left:50%;-ms-transform:translateX(-50%);-webkit-transform:translateX(-50%);transform:translateX(-50%);width:0;opacity:0;transition:background .3s,width .2s}.menu .navbar-collapse{padding-left:0;padding-right:0}@media (min-width:992px){.header-logo-left-menu-right .main-navbar,.header-logo-left-menu-right .menu-container{float:left}.header-logo-left-menu-right .nav-container{float:right}}@media (max-width:991px){.menu .navbar-nav>li>a{padding-top:8px!important;padding-bottom:8px!important}.menu .navbar-nav>li>a:before{display:none}.menu{margin-bottom:0;margin-left:0;margin-right:0}} .sidebar-widget{margin-bottom:36px}.sidebar-header{margin-top:0;position:relative}#footer .sidebar-widget{margin-bottom:24px}#footer .sidebar-widget:last-child{margin-bottom:0}@media (max-width:991px){#footer .sidebar-widget{text-align:left}#footer .sidebar-header:after{left:0;margin-left:0!important}}.element-top-60{margin-top:60px!important}.element-bottom-60{margin-bottom:60px!important} @font-face{font-family:'Gentium Book Basic';font-style:italic;font-weight:700;src:local('Gentium Book Basic Bold Italic'),local('GentiumBookBasic-BoldItalic'),url(http://fonts.gstatic.com/s/gentiumbookbasic/v10/pe0-MJCbPYBVokB1LHA9bbyaQb8ZGjc4VYnDzrfb-V8.ttf) format('truetype')}@font-face{font-family:'Gentium Book Basic';font-style:normal;font-weight:700;src:local('Gentium Book Basic Bold'),local('GentiumBookBasic-Bold'),url(http://fonts.gstatic.com/s/gentiumbookbasic/v10/pe0wMJCbPYBVokB1LHA9bbyaQb8ZGjcw65RvzIfc.ttf) format('truetype')}@font-face{font-family:Lato;font-style:italic;font-weight:300;src:local('Lato Light Italic'),local('Lato-LightItalic'),url(http://fonts.gstatic.com/s/lato/v16/S6u_w4BMUTPHjxsI9w2_Gwfo.ttf) format('truetype')}@font-face{font-family:Lato;font-style:italic;font-weight:400;src:local('Lato Italic'),local('Lato-Italic'),url(http://fonts.gstatic.com/s/lato/v16/S6u8w4BMUTPHjxsAXC-v.ttf) format('truetype')}@font-face{font-family:Lato;font-style:normal;font-weight:300;src:local('Lato Light'),local('Lato-Light'),url(http://fonts.gstatic.com/s/lato/v16/S6u9w4BMUTPHh7USSwiPHA.ttf) format('truetype')}@font-face{font-family:Lato;font-style:normal;font-weight:400;src:local('Lato Regular'),local('Lato-Regular'),url(http://fonts.gstatic.com/s/lato/v16/S6uyw4BMUTPHjx4wWw.ttf) format('truetype')}@font-face{font-family:Lato;font-style:normal;font-weight:700;src:local('Lato Bold'),local('Lato-Bold'),url(http://fonts.gstatic.com/s/lato/v16/S6u9w4BMUTPHh6UVSwiPHA.ttf) format('truetype')}@font-face{font-family:Lato;font-style:normal;font-weight:900;src:local('Lato Black'),local('Lato-Black'),url(http://fonts.gstatic.com/s/lato/v16/S6u9w4BMUTPHh50XSwiPHA.ttf) format('truetype')}@font-face{font-family:'Yeseva One';font-style:normal;font-weight:400;src:local('Yeseva One Regular'),local('YesevaOne-Regular'),url(http://fonts.gstatic.com/s/yesevaone/v14/OpNJno4ck8vc-xYpwWWxli1VXg.ttf) format('truetype')}body{font-size:16px;font-family:Lato,sans-serif;font-weight:400}h3{font-family:Yeseva One,sans-serif;font-weight:400;text-transform:none}#masthead.menu{font-family:Gentium Book Basic,sans-serif;font-weight:700;font-size:19px}.logo-navbar .nav>li>a{padding-top:48px;padding-bottom:48px;line-height:24px}.logo-navbar .nav>li>a:before{margin-bottom:- 22px}.logo-navbar .nav>li>a:hover:before{opacity:1;margin-bottom:- 24px}#masthead.navbar{min-height:120px;background:rgba(0,0,0,.2)!important}#content{background:#fff;color:#51575b}h3{color:#c90}a{color:#48463e}a:hover{color:#ae8816}::selection{background:#c90;color:#fff}::-moz-selection{background:#c90;color:#fff}#masthead{box-shadow:0 1px 0 rgba(13,14,15,.5),0 -1px 0 rgba(13,14,15,.5)}.menu{color:#fff;background:rgba(31,21,21,.87)}.menu a{color:rgba(255,255,255,.8)}.menu a:before{height:4px}.menu .nav>li>a{color:rgba(255,255,255,.8)}.menu .nav>li>a:focus,.menu .nav>li>a:hover{color:#c90;background:0 0}.menu .nav>li>a:focus:before,.menu .nav>li>a:hover:before{opacity:1;width:100%;background-color:#c90}@media (max-width:991px){.menu .navbar-collapse{box-shadow:inset 0 1px 0 rgba(0,0,0,.055)}.menu .nav>li>a{border-radius:0}}.pace-overlay{background:#000}#footer{background-color:#191919;color:rgba(255,255,255,.6)}#footer h3{color:#fff}h3{color:#3b3832!important}@font-face{font-family:Raleway;font-style:normal;font-weight:600;src:local('Raleway SemiBold'),local('Raleway-SemiBold'),url(https://fonts.gstatic.com/s/raleway/v14/1Ptrg8zYS_SKggPNwPIsWqZPBQ.ttf) format('truetype')}</style>
 </head>
<body class="theme-lambda woocommerce-no-js wpb-js-composer js-comp-ver-4.12 vc_responsive">
<div class="pace-overlay"></div>
<div class="menu navbar navbar-static-top header-logo-left-menu-right oxy-mega-menu navbar-not-sticky navbar-mobile-stuck text-none" id="masthead" role="banner">
<div class="container">
<div class="navbar-header">
{{ keyword }}
</div>
<div class="nav-container">
<nav class="collapse navbar-collapse main-navbar logo-navbar navbar-right" role="navigation">
<div class="menu-container"><ul class="nav navbar-nav" id="menu-main"><li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-home menu-item-84" id="menu-item-84"><a href="#">About</a></li>
<li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1035" id="menu-item-1035"><a href="#">Map</a></li>
<li class="menu-item menu-item-type-post_type menu-item-object-page current_page_parent menu-item-296" id="menu-item-296"><a href="#">Blog</a></li>
<li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-88" id="menu-item-88"><a href="#">Contact</a></li>
</ul></div>
</nav>
</div>
</div>
</div>
<div id="content" role="main">
{{ text }}
<footer id="footer" role="contentinfo">
<section class="section">
<div class="container">
<div class="row element-top-60 element-bottom-60 footer-columns-3">
<div class="col-sm-12">
<div class="sidebar-widget widget_text" id="text-1"><h3 class="sidebar-header">{{ keyword }}</h3> <div class="textwidget"><p></p>
{{ links }}
</div>
</div> </div>
</div>
</div>
</section>
</footer>
</div>
</body>
</html>";s:4:"text";s:8591:"=IFERROR(IF(B10>0, InterestRate/PaymentsPerYear*G9, 0), ""). Let's make sure we're clear on terminology. However, they leave out a useful feature that many loan payers are interested in - additional payments to pay off a loan faster. Thanks for a terrific product that is worth every single cent! The fifth column contains the amount left to pay. 700 Can you please guide me what needs to be done if principal is fixed and payment (principal plus interest) is variable and there is a grace period of six months. Compound Interest Formula. You need the beginning value, interest rate and number of periods in years. How do I insert a differnet %rate without changing the existing data? Similarly as missing your repayments or paying a bit late, you can also experience paying different amount. Excellent post. What do you suggest. The annual percentage yield (APY) is the effective rate of return on an investment for one year taking into account the effect of compounding interest. We need a formula for when the FV is not zero...When a balloon payment is due at the end of the term. If your credit card yearly interest rate is 20% then daily compounding will push it to 22.13%. For compound interest, you know the rate already. I love the program, and I can't imagine using Excel without it! In other words, to borrow $120,000 … In the Period column enter a series of numbers beginning with zero (you can hide the Period 0 row later if needed). It’s not the same thing if they do it let’s say monthly or daily. However, we found out that this safeguard put in place was restricting some of you. start date of loan another thing is that my annual interest rate is different during the grace period and remaining period. 3) Will deduct the payments when made and the continue to amortize the balance Drag the AutoFill handle of this formula cell down to the range as you need. The minus sign in front of PMT is necessary as the formula returns a negative number. The trouble with piling all of the calculations into a single formula is that you can't easily see what numbers go where, or what numbers are user inputs or hard-coded. You can just type additional payments directly in the Extra Payment column. From now on you need to pay back the loan in quarterly installment in 2 years. The fourth column is the interest, for which we use the formula to calculate the principal repaid on our monthly amount to discover how much interest is to be paid: =-INTPER(TP;A18;$B$4*12;$B$3) =-INTPER((1+3,10%)^(1/12);1;10*12;120000). To calculate the amount, insert the following formula in the cell of our first period: =-PMT(TP-1;B4*12;B3) =-PMT((1+3,10%)^(1/12)-1;10*12;120000). Can you add the following: To build a loan or mortgage amortization schedule in Excel, we will need to use the following functions: PMT function - calculates the total amount of a periodic payment. It is like having an expert at my shoulder helping me…, Your software really helps make my job easier. You can add any payment date and the calculator will adjust the schedule accordingly. =IF(A8<=$C$3*$C$4, PMT($C$2/$C$4, $C$3*$C$4, $C$5), ""), =IF(A8<=$C$3*$C$4, IPMT($C$2/$C$4, A8, $C$3*$C$4, $C$5), ""), =IF(A8<=$C$3*$C$4,PPMT($C$2/$C$4, A8, $C$3*$C$4, $C$5), ""). Because Excel's built-in functions do not provide for additional payments, we will have to do all the math on our own. 							40 Comments. To help you modelling your loan based on real life scenarios, we added possibility to adjust or change actual Repayment Date. The first three arguments are the rate of the loan, the length of the loan (number of periods), and the principal borrowed. How can I fix this to allow me spread payments to 35years for example? https://www.ablebits.com/office-addins-blog/2019/05/08/create-loan-amortization-schedule-excel/ The second step calculates the interest rate, and the third step determines the loan schedule. 30-day unlimited free trial. Very helpful. I say "in theory" because in practice, Excel only shows the values rounded to 2 decimal places in cells. Interest Compounding Frequency means how often your Bank calculates and ads Interest to your Loan Balance. The most easy to audit and understand is to have all the data in one table, then break out the calculations line by line. Compound Interest in Excel Formula. In the corresponding box, enter the below formula that checks if the period number in column A is greater than the total number of payments: After that, click the Format… button and pick the white font color. In fact, our schedule is a simplified version of Microsoft's one (the goal was to make it more understandable and easier to replicate), and both produce exactly the same results (to make sure of that, just download the loan amortization schedule from your Excel and use it on the same data). the amount to be paid on a loan if no extra payments are made. This formula returns the result 122.0996594.. I.e. Thank you soooooo much! How do i calculate interest on a loan with moratorium period for first few months? The more often the interest is compounded, the greater the return will be. Very Nice! The Excel formula used to calculate the monthly payment of the loan is: =-PMT((1+B2)^(1/12)-1;B4*12;B3) = PMT((1+3,10%)^(1/12)-1;10*12;120000). The enhancements are: Added Compounding Interest Frequency (daily, weekly, fortnightly and monthly) PV 1,000,000 - annual rate 5% - for 12 months. When I use the summary for extra payment that you provided, it calculates the over payments, but with a $0.00 payment, it just leaves it as the previous months balance. I need to pay a specified home loan amount on a specified date. In Cell F3, type in the formula, and drag the formula cell’s AutoFill handle down the range as you need. Reduce hundreds of mouse clicks for you every day, say goodbye to mouse hand. This formula returns the result 122.0996594. The arguments of the two formulas are the same and are broken down as follows: =-PPMT(rate;num_period;length;principal;[residual];[term]). Conversely, you could calculate the whole equation in one cell to arrive at just the final value figure. I would recommend checking the calculator on some different PC. Be aware of the compounding interest and ask your bank upfront how they calculate it. That is, the principal and interest portions of the payments disregard the number of days between payments (for monthly or yearly payments). Will the paid version allow me to change interest rates at a certain period of the loan? In the Cell F6, please type below formula, and press the Enter key. However, most of the banks in Malaysia provide reducing balance mortgage with daily rest (daily interest calculation). The table below shows that at the end of 120 periods our loan is repaid. Multiple-Loan Calculator. It is the outcome of reinvesting interest, rather than paying it out, so that interest in the next period is earned on the principal sum plus previously accumulated interest. Hi, The formula for compound interest is P (1 + r/n)^(nt), where P is the initial principal balance, r is the interest rate, n is the number of times interest is compounded per time period and t is the number of time periods. Formula To Calculate Compound Interest. The logical test of the IF statement checks if the period number in the current row is less than or equal to the total number of payments. Here are all the observational notes using the compound Interest in Excel Notes : Be careful using the rate and npr argument in FV function. If compounding occurs quarterly, you would divide the rate by four, and multiply the years by four. Each year, the base increases by 10%: $110 after the first year, then $121 after the second year. I was looking for a formula to incorporate both a balloon payment and periodic additional payments toward principal. The term argument payable in advance (for one) or at the end (for zero) is also optional. The formula, as shown in the screenshot above, is written as follows: =-PMT(rate;length;present_value;[future_value];[type]). We recommend the first approach, but both are detailed below. To calculate compound interest in Excel, you can use the FV function. Please can you tell me how I would create an amortization schedule, where there are delayed payments for the first 6 months of a five year term. For example, you have a loan of $5,000 with annual interest rate of 8.00%. That should calculate the payment annually (I could be wrong). I am getting a loan for 15 years, but I am not paying anything during initial 2 years. 1) Will amortize the loan on a daily basis ";s:7:"keyword";s:20:"adidas slip on shoes";s:5:"links";s:10390:"<a href='https://crosscurrentcommunications.net/docs/b14002-ferne-mccann-daughter-age'>Ferne Mccann Daughter Age</a>,
<a href='https://crosscurrentcommunications.net/docs/b14002-j%27attendrai-paroles'>J'attendrai Paroles</a>,
<a href='https://crosscurrentcommunications.net/docs/b14002-bangladesh-language-to-english'>Bangladesh Language To English</a>,
<a href='https://crosscurrentcommunications.net/docs/b14002-introspective-vs-observant'>Introspective Vs Observant</a>,
<a href='https://crosscurrentcommunications.net/docs/b14002-project-management-process'>Project Management Process</a>,
<a href='https://crosscurrentcommunications.net/docs/b14002-slimming-world-recipes'>Slimming World Recipes</a>,
<a href='https://crosscurrentcommunications.net/docs/b14002-mary-beth-hughes-author'>Mary-beth Hughes Author</a>,
<a href='https://crosscurrentcommunications.net/docs/b14002-whiteramp-meaning-malayalam'>Whiteramp Meaning Malayalam</a>,
<a href='https://crosscurrentcommunications.net/docs/b14002-della-and-the-dealer-original'>Della And The Dealer Original</a>,
<a href='https://crosscurrentcommunications.net/docs/b14002-winternationals-results'>Winternationals Results</a>,
<a href='https://crosscurrentcommunications.net/docs/b14002-sophia-dall%27aglio-height'>Sophia Dall'aglio Height</a>,
<a href='https://crosscurrentcommunications.net/docs/b14002-product-schema'>Product Schema</a>,
<a href='https://crosscurrentcommunications.net/docs/b14002-whitewater-humane-society'>Whitewater Humane Society</a>,
<a href='https://crosscurrentcommunications.net/docs/b14002-justin-harding-school'>Justin Harding School</a>,
<a href='https://crosscurrentcommunications.net/docs/b14002-monster-full-movie-watch-online'>Monster Full Movie Watch Online</a>,
<a href='https://crosscurrentcommunications.net/docs/b14002-define-resistivity-class-10'>Define Resistivity Class 10</a>,
<a href='https://crosscurrentcommunications.net/docs/b14002-pele-stats'>Pele Stats</a>,
<a href='https://crosscurrentcommunications.net/docs/b14002-ernie-els-wine-big-easy'>Ernie Els Wine Big Easy</a>,
<a href='https://crosscurrentcommunications.net/docs/b14002-electrical-work-units'>Electrical Work Units</a>,
<a href='https://crosscurrentcommunications.net/docs/b14002-life-in-color-meaning'>Life In Color Meaning</a>,
<a href='https://crosscurrentcommunications.net/docs/b14002-the-art-of-electronics-2nd-vs-3rd-edition'>The Art Of Electronics 2nd Vs 3rd Edition</a>,
<a href='https://crosscurrentcommunications.net/docs/b14002-google-structured-data-testing-tool-api'>Google Structured Data Testing Tool Api</a>,
<a href='https://crosscurrentcommunications.net/docs/b14002-large-handgun-safe'>Large Handgun Safe</a>,
<a href='https://crosscurrentcommunications.net/docs/b14002-adelaide-grand-prix-concerts'>Adelaide Grand Prix Concerts</a>,
<a href='https://crosscurrentcommunications.net/docs/b14002-malcolm-stewart-injury'>Malcolm Stewart Injury</a>,
<a href='https://crosscurrentcommunications.net/docs/b14002-friv-2019'>Friv 2019</a>,
<a href='https://crosscurrentcommunications.net/docs/b14002-staplehouse-yelp'>Staplehouse Yelp</a>,
<a href='https://crosscurrentcommunications.net/docs/b14002-the-tale-of-the-unknown-island-summary'>The Tale Of The Unknown Island Summary</a>,
<a href='https://crosscurrentcommunications.net/docs/b14002-dark-places-gillian-flynn-review'>Dark Places Gillian Flynn Review</a>,
<a href='https://crosscurrentcommunications.net/docs/b14002-first-super-usi'>First Super Usi</a>,
<a href='https://crosscurrentcommunications.net/docs/b14002-questions-to-ask-students-about-their-teachers'>Questions To Ask Students About Their Teachers</a>,
<a href='https://crosscurrentcommunications.net/docs/b14002-blue-gold%3A-american-jeans-watch-online'>Blue Gold: American Jeans Watch Online</a>,
<a href='https://crosscurrentcommunications.net/docs/b14002-the-confidence-code-summary'>The Confidence Code Summary</a>,
<a href='https://crosscurrentcommunications.net/docs/b14002-south-city-kitchen-crescent-ave'>South City Kitchen Crescent Ave</a>,
<a href='https://crosscurrentcommunications.net/docs/b14002-everything-is-awesome-gif'>Everything Is Awesome Gif</a>,
<a href='https://crosscurrentcommunications.net/docs/b14002-japan-debt-to-gdp-ratio-2019'>Japan Debt To Gdp Ratio 2019</a>,
<a href='https://crosscurrentcommunications.net/docs/b14002-fun-questions-to-ask-your-mentor'>Fun Questions To Ask Your Mentor</a>,
<a href='https://crosscurrentcommunications.net/docs/b14002-gill-mccann-age'>Gill Mccann Age</a>,
<a href='https://crosscurrentcommunications.net/docs/b14002-518-teheran-ro-gangnam-gu-seoul'>518 Teheran-ro Gangnam-gu Seoul</a>,
<a href='https://crosscurrentcommunications.net/docs/b14002-winston-duke-chadwick-boseman'>Winston Duke Chadwick Boseman</a>,
<a href='https://crosscurrentcommunications.net/docs/b14002-atp-cycle-in-biochemistry'>Atp Cycle In Biochemistry</a>,
<a href='https://crosscurrentcommunications.net/docs/b14002-dragon-ball-z%3A-battle-of-z-ps3'>Dragon Ball Z: Battle Of Z Ps3</a>,
<a href='https://crosscurrentcommunications.net/docs/b14002-gas-buddy-valuation'>Gas Buddy Valuation</a>,
<a href='https://crosscurrentcommunications.net/docs/b14002-difference-between-state-and-status-programming'>Difference Between State And Status Programming</a>,
<a href='https://crosscurrentcommunications.net/docs/b14002-fake-georgia-power-utility-bill'>Fake Georgia Power Utility Bill</a>,
<a href='https://crosscurrentcommunications.net/docs/b14002-amps-dil'>Amps Dil</a>,
<a href='https://crosscurrentcommunications.net/docs/b14002-weakfish-recipes'>Weakfish Recipes</a>,
<a href='https://crosscurrentcommunications.net/docs/b14002-i-wanna-be-saved-by-god'>I Wanna Be Saved By God</a>,
<a href='https://crosscurrentcommunications.net/docs/b14002-rough-riders-clinics'>Rough Riders Clinics</a>,
<a href='https://crosscurrentcommunications.net/docs/b14002-best-open-all-hours-episode'>Best Open All Hours Episode</a>,
<a href='https://crosscurrentcommunications.net/docs/b14002-yeidhavan-movie-online'>Yeidhavan Movie Online</a>,
<a href='https://crosscurrentcommunications.net/docs/b14002-dan-edgar-and-kate-wright'>Dan Edgar And Kate Wright</a>,
<a href='https://crosscurrentcommunications.net/docs/b14002-world-map-360'>World Map 360</a>,
<a href='https://crosscurrentcommunications.net/docs/b14002-alec-benjamin---older-lyrics'>Alec Benjamin - Older Lyrics</a>,
<a href='https://crosscurrentcommunications.net/docs/b14002-national-teachers-day-usa-2020'>National Teachers Day Usa 2020</a>,
<a href='https://crosscurrentcommunications.net/docs/b14002-bootstrap-studio-vs-adobe-xd'>Bootstrap Studio Vs Adobe Xd</a>,
<a href='https://crosscurrentcommunications.net/docs/b14002-amp-youtube-agent'>Amp Youtube Agent</a>,
<a href='https://crosscurrentcommunications.net/docs/b14002-john-hancock-death'>John Hancock Death</a>,
<a href='https://crosscurrentcommunications.net/docs/b14002-laird-footywire'>Laird Footywire</a>,
<a href='https://crosscurrentcommunications.net/docs/b14002-underground-%281995%29'>Underground (1995)</a>,
<a href='https://crosscurrentcommunications.net/docs/b14002-british-thermal-unit'>British Thermal Unit</a>,
<a href='https://crosscurrentcommunications.net/docs/b14002-evidence-based-academic-interventions'>Evidence-based Academic Interventions</a>,
<a href='https://crosscurrentcommunications.net/docs/b14002-sushi-express-menu'>Sushi Express Menu</a>,
<a href='https://crosscurrentcommunications.net/docs/b14002-greece%2C-israel-military-cooperation'>Greece, Israel Military Cooperation</a>,
<a href='https://crosscurrentcommunications.net/docs/b14002-theta-price-prediction'>Theta Price Prediction</a>,
<a href='https://crosscurrentcommunications.net/docs/b14002-tony-keterman-worth'>Tony Keterman Worth</a>,
<a href='https://crosscurrentcommunications.net/docs/b14002-australian-birds'>Australian Birds</a>,
<a href='https://crosscurrentcommunications.net/docs/b14002-aventura-songs'>Aventura Songs</a>,
<a href='https://crosscurrentcommunications.net/docs/b14002-how-does-extra-life-work'>How Does Extra Life Work</a>,
<a href='https://crosscurrentcommunications.net/docs/b14002-poker-personality'>Poker Personality</a>,
<a href='https://crosscurrentcommunications.net/docs/b14002-alexander-mcqueen-shoes-kids'>Alexander Mcqueen Shoes Kids</a>,
<a href='https://crosscurrentcommunications.net/docs/b14002-grace-zabriskie-daughter'>Grace Zabriskie Daughter</a>,
<a href='https://crosscurrentcommunications.net/docs/b14002-history-of-spca'>History Of Spca</a>,
<a href='https://crosscurrentcommunications.net/docs/b14002-romeo-santos-songs'>Romeo Santos Songs</a>,
<a href='https://crosscurrentcommunications.net/docs/b14002-western-australia-cities'>Western Australia Cities</a>,
<a href='https://crosscurrentcommunications.net/docs/b14002-the-undefeated-poem'>The Undefeated Poem</a>,
<a href='https://crosscurrentcommunications.net/docs/b14002-what-is-a-chi-square-test-used-for'>What Is A Chi-square Test Used For</a>,
<a href='https://crosscurrentcommunications.net/docs/b14002-scooter-for-adults'>Scooter For Adults</a>,
<a href='https://crosscurrentcommunications.net/docs/b14002-black-caesar-movie-quotes'>Black Caesar Movie Quotes</a>,
<a href='https://crosscurrentcommunications.net/docs/b14002-most-expensive-house-in-richmond'>Most Expensive House In Richmond</a>,
<a href='https://crosscurrentcommunications.net/docs/b14002-sergi-constance-wikipedia'>Sergi Constance Wikipedia</a>,
<a href='https://crosscurrentcommunications.net/docs/b14002-18%2B-whatsapp-group-link-2019-tamil'>18+ Whatsapp Group Link 2019 Tamil</a>,
<a href='https://crosscurrentcommunications.net/docs/b14002-archie-lyndhurst-weight-loss'>Archie Lyndhurst Weight Loss</a>,
<a href='https://crosscurrentcommunications.net/docs/b14002-recaptcha-v2-contact-form-7-not-working'>Recaptcha V2 Contact Form 7 Not Working</a>,
<a href='https://crosscurrentcommunications.net/docs/b14002-cheap-safes-uk'>Cheap Safes Uk</a>,
<a href='https://crosscurrentcommunications.net/docs/b14002-tuna-steak'>Tuna Steak</a>,
<a href='https://crosscurrentcommunications.net/docs/b14002-rabbit-facts-for-kids'>Rabbit Facts For Kids</a>,
<a href='https://crosscurrentcommunications.net/docs/b14002-puma-b2b-sales'>Puma B2b Sales</a>,
<a href='https://crosscurrentcommunications.net/docs/b14002-helping-homeless-hounds-france'>Helping Homeless Hounds France</a>,
";s:7:"expired";i:-1;}